Get the guidance you need!
Get the guidance you need!
Catrina helps clients navigate mortgage decisions with clarity and confidence. Whether you are buying your first home, renewing an existing mortgage or considering refinancing I can help you understand your options and choose the mortgage that fits your goals not just the lowest rate.
I’ve been in the mortgage industry since 2011, with hands-on experience across the bank, lender, and broker sides of the process. That experience has given me a full picture of how mortgage decisions are made, what lenders look for and where things can go wrong.
Clients often tell me they appreciate that I’m relatable and easy to talk to, while still being direct and professional. I explain mortgages in plain language, without the jargon, so you understand what you’re agreeing to, not just what you’re signing. I also take the time to walk through the process upfront, so there are no surprises along the way.
Whether you’re buying, refinancing, or just trying to understand your options, my goal is to advocate for you, protect your long-term financial picture and make sure you feel confident every step of the way.

I help clients with:
Mortgage pre-approvals
• Home purchases
• Mortgage renewals
• Refinancing
• Debt consolidation
• First-time home buyers
• Self-employed mortgages
Every situation is different. My job is to help you compare options across multiple lenders and recommend what makes the most sense for you.
Please reach us at catrina@capitalmortgages.com if you cannot find an answer to your question.
Not always. Many buyers can purchase with less, depending on the situation.
Not necessarily. Terms, penalties, and flexibility matter just as much.
In most cases, no. Mortgage agents are paid by the lender.
Mortgage Agent Level 2 M110007989 catrina@capitalmortgages.com 613-898-3297

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